According to the latest research, 72 per cent of UK workers have used their own wheels for business purposes in the last year, but over a third don't have business use cover on their motor insurance policy. Gocompare.com identified a tendency for some employers to encourage staff to use their own vehicles for work without warning them of the need for business use cover on their car insurance.
"Companies shouldn't assume that workers with private car insurance are covered for driving their vehicle while at work," remarked the site's Lee Griffin. "Employers have a legal responsibility to ensure that vehicles used on company business are safe to use – this includes being fully insured for business usage."
He pointed out that extending motor insurance cover to include business use can be relatively inexpensive and some insurers don't even charge an additional fee.
Car insurance policies typically only cover motorists for driving to work or station car parks.